Ms. Patricia Mertz Esswein is an associate editor for Kiplinger's Personal Finance. She covers business, personal financing and banking. She also writes about housing-market conditions, mortgage financing and the different decisions buyers and sellers have to make. Ms. Esswein contributes to the Ahead section of the publication.[CR-LF][CR-LF]She previously wrote and edited for Empire Sports magazine.[CR-LF][CR-LF]She received her undergraduate degree in American studies from Gustavus Adolphus College and master's degree in magazine journalism from Syracuse University.
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